The Futile Financial Application

CreditCards

I don’t have any debt, not a penny. I’m not saying this to be boastful, I’m not wealthy either, not even particularly comfortable financially speaking. I just don’t like debt, if I can’t afford to buy it outright, then I can’t have it. If I want or need something, I save up. That’s the way I was raised and it makes perfect sense to me.

Oh, I just remembered. Technically, I do still owe an ex girlfriend the cost of one of my tattoos, but to be honest, I would rather just pull my arm off and give it to her when I’ve finished using it!

Anyway, a few months ago I received a credit card application form from my bank. Nothing unusual about that, it happens to us all from time to time. Needless to say, I filed it neatly away through the snarling jaws of my paper shredder and thought no more about it. Then a month later, I received a credit card application form from my bank. Needless to say, I filed it neatly away through the snarling jaws of my paper shredder and thought, what a waste of time and paper. Then a month later, I received a credit card application form from my bank. This time it didn’t suffer the fate of being torn into tiny pieces by my ever hungry shredding machine. This time, in large bold letters I wrote, ‘PLEASE STOP SENDING THESE, I DO NOT WANT A CREDIT CARD’ across the form and returned it in the postage paid envelope supplied. The form already had my name and address printed on it, so I felt sure the message would suffice.

Then a month later, I received a credit card application form from my bank.

So, this was the way they wanted to play was it? Well I knew how to win this game! What I was about to do would ensure they never sent another one of these forms ever again. I sat down at my desk, picked up the trusty Parker pen that I’ve had since school and I applied for a credit card from my bank.

I’m not entirely sure why I did it, I guess I just wasn’t in the mood to fight it any longer, and to be honest, I thought they might reject the application on the grounds that I have no credit history. But as it turned out, they accepted the application and sent me a card within a week. I even used it a few days later. I can’t imagine that I’ll use it much, but it is nice to know it’s there. And most importantly, less trees will die now that there is no need to pester me on a monthly basis.

Then a month later, I received a credit card application form from my bank.